Third party fire & theft
Minimum Insurance Cover
In 1930 the UK government introduced a law that required every person who used a vehicle on the road to have at least third party personal injury insurance. Today UK law is defined by the The Road Traffic Act which was last modified in 1991.
Fire & Theft Cover
Third Party Fire and Theft Policies are generally the same as Third Party policies, but with protection added to cover losses in the event of fire or theft of your vehicle.
- Liability for injuries to other people, including passengers
- Liability for damage to other people's property
- Liability of passengers for accidents caused by them
- Liability arising from the use of a caravan or trailer, while attached to the car
- Liability for loss in the event of theft of your vehicle
- Liability for damage to your vehicle in the event of fire
Please Remember:
When driving a vehicle as part of a "Driving Other Cars" policy, cover is limited to third party only, even if you have comprehensive cover on your own vehicle.
For very low value vehicles, read more about:
Third Party Van Insurance.
For peace of mind, and higher value vehicles, read more about:
Comprehensive Van Insurance.