Car insurance documents


When you purchase Motor Insurance, your insurer will usually issue two documents:

The Certificate of Insurance - this is evidence of insurance as required by the Road Traffic Act.

The Policy Document - sets out in full the terms and conditions of your policy. You may also receive a Cover Note. This acts as a temporary policy and also as a temporary certificate of insurance for the purposes of the Road Traffic Act.

You should read your policy carefully to ensure it gives you the level of cover you are seeking. There should be no small print or difficult language in modern insurance policy documents. If you are unsure about what the policy does or does not cover then just ask your insurer/insurance adviser to explain.